
Sotomayor
Ave. Paz Granela #1396 Urb. Santiago Iglesias San Juan, Puerto Rico 00966 Puerto Rico

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"Apartment in the Heart of Santurce – Unbeatable Location! Discover this comfortable 3-bedroom, 2-bathroom remodeled apartment, ideal for living in one of the most vibrant areas of San Juan. Located near renowned restaurants, shops, and points of interest. Outstanding features: Washer and dryer included. Kitchen equipped with refrigerator and stove. Air conditioning in the living room and all three bedrooms. ...

Amazing penthouse with lagoon and ocean views. The apartment has 2 bedrooms, one of which can be used as an office, and 2 bathrooms. An interior spiral staircase leads to the terrace for enjoying the panoramic views. Appliances included: refrigerator, stove, microwave, dishwasher, washer, dryer, and air conditioning. Unfurnished. Covered parking. Great amenities swimming pool, mailboxes, laundry room, bbq are...

Prime Oceanfront Location! Commercial Property with Great Potential – Highway #2, Arecibo Property Currently Generating Income We present an excellent investment opportunity: commercial property strategically located on Highway #2 in Arecibo, oceanfront, with high visibility and direct access, ideal for commercial or tourist development. Land: 4,085 m² + 5,660.22 m² Building: Two-level reinforced concrete str...

Prime Oceanfront Location! Commercial Property with Great Potential – Highway #2, Arecibo Property Currently Generating Income We present an excellent investment opportunity: commercial property strategically located on Highway #2 in Arecibo, oceanfront, with high visibility and direct access, ideal for commercial or tourist development. Land: 4,085 m² + 5,660.22 m² Building: Two-level reinforced concrete str...

Charming property located in the heart of Ciales, steps from the church, the recreation square, and other amenities of the town center. The residence has: 2 comfortable bedrooms, 1 full bathroom, a functional living, dining, and kitchen, a laundry area, additional storage space, a garage with capacity for two vehicles, and a large additional room ideal as a family room, office, or entertainment area. This pro...

Beachfront Apartment in Isabela – Live where others vacation! Discover this spectacular remodeled 3-bedroom, 2.5-bathroom apartment with ample space and a prime beachfront location! 1,500 sq ft of construction. Open-concept living, dining, kitchen, and balcony. Fully furnished and equipped. 24/7 security and access control. Elevators for your convenience. Community Amenities: Resort-style pools with jacuzzi. ...

"Excellent Investment Opportunity 6 units. Multi-family property comprised of two two-story residential buildings, with a total of 6 apartment units, ideal for generating rental income. Total Construction Area (GCA): 5,935 sq ft Interior Living Area (GBA/GLA): 4,704 sq ft Classification: Class C - Average to Fair Condition Unit Distribution: Building 1 (Front 72nd Street): Unit 1: 1,168 sq ft – 6 bedrooms, 3 ...

Excellent Investment Opportunity: 6 units. Multi-family property comprised of two two-story residential buildings, with a total of six apartment units, ideal for generating rental income. Total Building Area (GCA): 5,935 sq ft Living Area (GBA/GLA): 4,704 sq ft Classification: Class C - Average to Fair Condition Unit Distribution: Building 1 (Front of 72nd Street): Unit 1: 1,168 sq ft – 3 bedrooms, 2 bathroom...

Live where others vacation! Oceanfront home with pool and dreamy views - Your private paradise in Puerto Rico! Introducing Catalina del Mar, a unique and spectacular property right on the ocean, ideal for those seeking privacy, comfort, and endless views of the Caribbean Sea. 3 spacious bedrooms, 3 full bathrooms. It also has a guest house with 1 bathroom and a living and dining room. 3,137 square feet of con...

Your home in the heights! Unique opportunity to acquire a property with surface rights: an independent home located on the second level, ideal as a primary residence or investment. Roof surface deed, property title, AAA and independent light, manual transfer switch, storm shutters, 220v line heater, 3 bedrooms. Room 12x12 with bathroom 5'9' and closet with sliding mirror Second room 12x12, Third room 11x12, t...

Cozy Apartment in the Heart of Aguadilla Town Ideal location, steps from the colorful murals, the linear promenade and the main attractions of the urban center of Aguadilla. The apartment includes: 1 bedroom with a full bed 1 bathroom with a water heater Kitchen equipped with a stove and refrigerator Living/dining room with an armchair and ottoman Private balcony Separate entrance on the 2nd floor Connection ...

Live like you're on vacation year-round! This beautiful home is available for rent with three spacious bedrooms, each with its own private bathroom, plus an additional half-bathroom for guests. Ideal for those who value comfort, privacy, and style. Enjoy generous interior spaces including a living room, dining room, family room, and laundry area, all under high ceilings that enhance the spaciousness of the ho...

Invest where your business grows! Property with excellent visibility and daily traffic. Strategic commercial space in the heart of San Juan. Ready to operate: ideal space for an office, clinic, store, or boutique. Versatile property with commercial zoning in a high-demand area. Solid investment with immediate return. Strategically located, with high visibility and constant vehicular/pedestrian traffic. Direct...

!Your new home in the heart of Miramar! Modern and fully furnished apartment in Miramar. Comfort and a prime location. Elegance, privacy, and convenience. A unique rental opportunity. Are you looking for comfort, flexibility, and a great location? This apartment has it all! 4th floor. Only 2 apartments per floor. Elevator with limited access via sensor. • 1 master bedroom convertible to two bedrooms, with pri...

"Dream Residence in a Controlled Access Community! Discover this impressive two-story home, with approximately 3,700 square feet of construction, designed to offer maximum comfort, functionality, and style. It has 5 spacious bedrooms and 4.5 bathrooms, including a luxurious master bedroom with a walk-in closet and private bathroom. On the first level you will find a spacious kitchen, entrance hall, living roo...

Prime Location in the Heart of Condado! Don’t miss this unique opportunity to own a studio apartment in Ashford 1407, perfect for Airbnb or short-term rentals – daily rentals allowed! Located on the 4th floor, the unit features: Kitchenette with refrigerator, cooktop, microwave, and inverter A/C Living area with sofa Private balcony Access to shared laundry facilities in the building Just steps from top hotel...

Prime Location in the Heart of Condado! Don’t miss this unique opportunity to own a studio apartment in Ashford 1407, perfect for Airbnb or short-term rentals – daily rentals allowed! Located on the 4th floor, the unit features: Kitchenette with refrigerator, cooktop, microwave, and inverter A/C Living area with sofa Private balcony Access to shared laundry facilities in the building Just steps from top hotel...

Excellent Investment Opportunity! Multifamily property ideal for generating rental income or for use on platforms like Airbnb. Both units feature completely independent entrances, offering privacy and flexibility. First Unit (Lower Level): 2 bedrooms 1 bathroom Living room, dining area, and kitchen with new cabinets Laundry area Balcony and carport Front security doors and windows Second Unit (Upper Level): 3...

" Investment Opportunity in Canovanillas, Carolina Large land of 65,519.60 m² (16.67 cuerdas) for sale, with spectacular views between mountains, bushes surrounded by nature, strategically located in the area of Canovanillas, Carolina. This property offers a wide range of approved land uses, making the property highly versatile and with great potential. Ideal space for agricultural or eco-tourism projects. No...

3-bedroom apartment with spectacular ocean views from all rooms and the living room. Large balcony, living room, dining room, and equipped kitchen. High floor (18) 1 covered parking space Air conditioning Appliances included Furnished (furniture can be removed if not needed) Located in an excellent area of Miramar, Santurce, steps from restaurants, supermarkets, and entertainment options. Everything is close ...

"(5 spaces total) 1 Space 12' x 35' x 16' high 420 feet 2 2 Spaces 16' x 12' x 16 high 192 feet 2 1 Space 16' x 12' x 8' high 192 feet 2 with mezzanine 16' x 8' x 8' high 128 feet 2 1 Space 32' x 12' x 8' high 384 square feet Each space Includes 1 parking space with direct loading zone. Includes lighting, general area water and 24 hour access. Fenced property and access gate for trucks or wagons that in total...

Located on the prestigious San Patricio Avenue, this elegant 2 bedroom, 2 bathroom apartment offers spaciousness and comfort, with a living room, dining room, family room, and office space. The kitchen is fully equipped with a refrigerator, microwave, oven, and electric stove top. The laundry area includes a washer, dryer, and heater. The condominium has exclusive amenities: controlled access, swimming pool, ...

Property for sale in Terranova Quebradilas! - Plot of 2,446 m / c approx. - Corner house with excellent location - 3 bathrooms - Kitchen - Spacious living room - Terrace - Garage (lower part) - Space for room or office (lower part) A unique opportunity to acquire a property in a quiet area with a lot of potential For more information or to arrange a visit, contact us..

Land for sale with a capacity of approximately 1,002 square meters. Take advantage of this unique opportunity to build the property of your dreams. Excellent location with easy access to main avenues such as 65 Infantería, Expreso de Trujillo Alto..

Lot of land of approximately 26.5 acres, located on the edge of highway 821 KM 1.9 in the El Quenepo Bo Sector. Abras Corozal. Flat and mountainous area with beautiful views. Fruit bushes, contains a water well. CR Rating..

Property with 3 bedrooms and 2 full bathrooms, plus a half bathroom downstairs. New kitchen, includes appliances: refrigerator, stove, microwave, washing machine, dryer and inverter air conditioning in all rooms. Electric heater. Master bedroom with walking closet and balcony. Comfortable patio. Pool. Controlled access..

2,300 square foot structure with a 4.6 rope terrace. 4 bedrooms and 4 bathrooms. large balcony. Living room. Planted with bananas, milkweed and other fruits..

Beautiful beachfront apartment, remodeled 3B/2.5B, living room, kitchen, dining room and balcony. Equipped, furnished and 1,500 p/c. Security guard, elevators, beautiful swimming pools with jacuzzi, recreational areas, clubhouse, gym, basketball courts, tennis courts and beautiful views. Steps from some of the most beautiful beaches in Isabela. Call for more information or an appointment..

"Office Available in Centro Internacional Mercado, Guaynabo! 1,100 sq ft | $21/sq ft/year | Monthly Total: $3,226.86 Located in the prestigious Centro Internacional de Mercadeo, Tower 1, this move-in ready office is located on the 6th floor of one of the most modern and secure Class A+ office buildings in Puerto Rico. Rent Details: Base Rent: $1,925 per month ($21/sq ft/year) Additional Rent: $1,301.86 per mo...

Build the house of your dreams on this beautiful land with access to the river in a privileged urbanization with controlled access..

"Aguada of the Sea -Power plant 130k -Cistern 800 gal -Laundry area (owners use) -Ocean view -Apt 10. Not Furnished, 2 bedrooms, 1 bathroom -Apt 9, 2-1 Furnished -Apt 8, 2 -1 -Apt 7, Madera 3-1 | -Apt 6, 1-1 guest house 10 units in total, 15 rooms and 10 bathrooms ocean view and walking distance to the beach Includes commercial premises currently rented as a restaurant" -Apt 5, 1-1 -Apt 4, 1-1 -Apt 3, 1-1 -Ap...

This charming home offers ocean breezes every day with two hammocks and private terraces for your complete relaxation! It feels like being in the beauty of a resort with the privacy of your own home. This is a secure gated community, with video surveillance. The Space: The first floor has two large common spaces as well as a full bathroom, dining area, full kitchen, and small laundry area with washer/dryer. T...

Beautiful apartment with sea view fully furnished. Large patio. Balcony. Three bedrooms and two bathrooms, living room and dining room. Open spaces with panoramic views..

Two adjoining lots in a cul-de-sac located in the Guavate de Cayey neighborhood. Quiet and private area. Solar 9 with a capacity of 1,256 meters and solar 10 with a capacity of 1,538 meters, the two together are 2,794 meters. Classification AD (Developed Area) Classification PT SRC (Common Rustic Sole) Coordinates: 18.146852, -66.072026..

HUD property number 501-689572 AS IS with IE insured reserve and can separate with $1,000.00 for FHA buyers. Two-level property with 8 bedrooms, dining room, kitchen and 6.1 bathrooms. Comfortable patio and canopy. Location on a street with little traffic. HUD offers 100% financing less a $100 down payment at closing + a seller allowance of up to 3% toward buyer's closing costs. This is a bidding process that...

Excellent location. Acuarela Avenue. Two level building. 4 bathrooms, conference room area, reception area, waiting area, patio or terrace. Storage area, office area. Building is 3,223 square feet with 408.75 land. Cistern and full plant. Air consoles. First floor is distributed in a large conference call and another smaller conference, reception, waiting area, storage area, kitchen, two bathrooms, 7 offices ...

1315.029 m Build the house of your dreams on beautiful land with controlled access located in Urb. Valles del Lago Riberas del Lago adjacent to the Carraizo Dam. Commit ready. Recreational facilities such as gazebo, basketball court, tennis court, beach volleyball court, walking area. Controlled access with 24 hour security guard. HOA $150 per month. On the shore of the lake. ""Custom Made"". Restrictions app...

Property with land of 23,936 square meters, structure with 2 rooms and a bathroom, additional independent structure with two rooms and a bathroom. Ideal for agriculture or heavy equipment business..

Property with RC-M zoning (residential + mixed commercial) with 650smts, 3042sqft, 1st floor with 2 stores each of 576sqft and 1521sqft, and the 2nd floor with 2 apartments. Garage has 1950m with 4 pumps and mini market, rubber and a pine for oil change and filter and car wash. He has a contract with TOTAL since 2013 and there are around 7-8 years left..

Property located in the rural area of Mayagüez composed of 3,387.60 m2, has 2 cement structures. House 1 or first structure is composed of 1 bedroom, 1 bathroom, kitchen and living/dining room. House 1 or Second structure is composed of 3 bedrooms, 1 bathroom, kitchen, dining room / living room, terrace and canopy. separate counters. Interested pre-qualified please contact!..

1126.95m2 lot in prestigious urbanization with controlled access in Mayaguez. 18.223265, -67.13192..

2236.97m2 lot in prestigious urbanization with controlled access in Mayaguez. 18.223438, -67.131914..

Apartment with 3 bedrooms and 2 bathrooms. Kitchen, living room, and dining room. Includes two parking spaces..

HUD Property #501-847278 AS IS with UI Assured Reserve and can be separated with $1,000.00 for FHA buyers. One level property with 3 bedrooms, living room, kitchen and 3 bathrooms. Comfortable patio and carport. Equal Housing Opportunity..

"Your new home awaits! 3-bedroom property with extended carport and spacious patio. Discover this excellent residence, perfect for living or investing. This property offers comfort, space, and an ideal location for the whole family. Key features: 3 spacious and airy bedrooms, 2 full bathrooms, functional living, dining, and kitchen, extended carport with space for multiple vehicles, backyard ideal for gatheri...

Property has 1 bedroom and 1 bathroom with 896 square feet of construction..

HUD Property #501-863563 AS IS with UI Reserve Assurance and can separate with $1,000.00 for FHA buyers. 3 bedroom, living room, dining room, kitchen and 2.5 bath split level property. Comfortable patio and carport. HUD is offering 100% financing less $100 down payment at closing + a seller's concession of up to 3% as a contribution to the buyer's closing costs. This is a bidding process that occurs on Hudhom...

Your new urban home in the heart of Condado! Discover this modern and cozy 1 bedroom, 1 bathroom apartment, located in the prestigious Ashford 1407 building. Situated in one of the most vibrant and desirable areas of San Juan, this 6th floor unit combines comfort, style, and an unbeatable location for long-term living. The unit offers: A fully equipped kitchen with refrigerator, stove, microwave, washer, and ...

HUD Property #501-814060 AS IS with IE Assured Reserve and can separate with $1,000.00 for FHA buyers. HUD is offering 100% financing less $100 down payment at closing + a seller concession of up to 3% as a contribution to the buyer's closing costs. This is a bidding process that occurs on Hudhomesotre.com with the assistance of a HUD Certified Selling Broker. Buyers must be pre-qualified prior to making an o...

"Enjoy the comfort and style of this cozy, fully furnished apartment, ideal for those looking for an extended stay in one of the most prime areas of San Juan. The apartment offers stunning panoramic views of the ocean, San Juan Bay, and the Marina, with immediate access to the best of the city. The unit features a modern kitchen equipped with stainless steel appliances: microwave, refrigerator, and electric s...

Apartment for Sale near the Beach in Loiza This apartament on the 2nd floor with a 1114 sq/ft property has 3 bedrooms, 2 bathroom, kitchen, dining, living room laundry room and balcony. All offers must be submitted by the buyer's agent using the online offer management system. Access the system through the following link. A technology fee will be assessed to the buyer's broker once the sale is consummated.” O...
Listed by Piramide Real Estate Brokers
HUD Property Number 501-815004 AS IS with IE insured reserve and can be reserved for $1,000.00 for FHA buyers. One-level property with 3 bedrooms, 2 bathrooms, living room, dining room, and kitchen. Comfortable patio and carport. HUD offers 100% financing less a $100 down payment at closing + a seller concession of up to 3% as a contribution to the buyer's closing costs. This is a bidding process that occurs ...

HUD Property Number 501-917666 AS IS with IE insured reserve and can be reserved for $1,000.00 for FHA buyers. One-level property with 3 bedrooms, 2 bathrooms, living room, dining room, and kitchen. Comfortable patio and carport. HUD offers 100% financing less a $100 down payment at closing + a seller concession of up to 3% as a contribution to the buyer's closing costs. This is a bidding process that occurs ...

Exclusive beach apartment with direct access to the sea Discover this beautiful furnished apartment with 3 bedrooms and 2 full bathrooms, located on the first floor and with a charming private balcony. Its privileged location gives you direct access to a spectacular white sand beach and crystal clear waters of the Caribbean. Located in a luxury complex, this home offers a wide range of amenities for the enjoy...

Incredible ocean & infinity pool views. 2 bedroom and 2 bath. Private balcony is the best place to enjoy morning coffee and to wind down watching the sunset after an incredible beach day. Clear blue waters at Crash Boat Beach are just 5 minutes drive down. 2 parking space direct access to the door. No stairs. Furnished. Master bedroom 1 king bed. Second Bedroom 1 queen bed. Living room 1 queen sofa bed. Commo...

HUD Property #501-846218 AS IS with IE Assured Reserve and can separate with $1,000.00 for FHA buyers. HUD is offering 100% financing less $100 down payment at closing + a seller concession of up to 3% as a contribution to the buyer's closing costs. This is a bidding process that occurs on Hudhomesotre.com with the assistance of a HUD Certified Selling Broker. Buyers must be pre-qualified prior to making an o...

Discover the magic of historic Old San Juan with this rare 750 sq. ft. aprox garden apartment, ideally located on 265 Sol Street, one of the most sought-after streets in the city. This colonial-style residence offers a perfect blend of elegance and comfort, featuring 5 bedrooms and 1.5 bathrooms, high ceilings, a spacious living area, and a functional kitchen. Enjoy 2 indoor patios, ideal for relaxation and t...

"Beautiful Property for Sale in San Juan, PR This house is just what you are looking for. It has 3 bedrooms, each with a closet, 2 full bathrooms, living room, dining room, large kitchen, laundry, garage with room for 2 cars and a comfortable patio. In an excellent location, minutes from the highway and in front of the urbanization there is a shopping center. The beach is 20 minutes away, what better opportun...

HUD Property # 501-857757 AS IS with IE Assured Reserve and can separate with $1,000.00 for FHA buyers. HUD is offering 100% financing less $100 down payment at closing + a seller concession of up to 3% as a contribution to the buyer's closing costs. This is a bidding process that occurs on Hudhomesotre.com with the assistance of a HUD Certified Selling Broker. Buyers must be pre-qualified prior to making an ...

Multi-family property for rent downstairs. It consists of 3 bedrooms, 2 full bathrooms with showers, living room, dining room, kitchen with large spaces, carport and laundry. Spacious patio has fruit trees: acerola, banana, carambola, pineapple. Includes electric stove, heater, air conditioning (2). Common areas include: Access Control with 24/7 security guard making rounds. Additional entrances with Tele-Ent...

Comfortable two-level property with ample spaces distributed on the first level with living room, dining room, kitchen, family room, bathroom, office area, laundry area, garage for two cars, terrace and patio. Air conditioning on both levels. Second level has two bedrooms and spacious bathroom with shower and whirlpool tub. Master bedroom has a walk-in closet and private balcony or enjoy beautiful views from ...

It has 3 bedrooms, 2 bathrooms, kitchen with stove, oven, extractor fan and refrigerator. It has a living room, dining room, balcony and pantry for storage. It includes 1 parking space, electric generator for common areas. It is in an excellent location and has quick access to main roads. The rent includes water..

Beautiful two-story apartment in Old San Juan. The property has a cozy living room, perfect for relaxing with family and friends. It has a beautiful interior patio with a historic fountain. The kitchen is L-shaped, perfect for creating culinary dishes in comfort. It has 3 bedrooms, each with spacious closets and 2 full bathrooms. It has a family room and a terrace, perfect for watching the sunrise or sunset w...

Beautiful furnished apartment. It has 2 bedrooms and 1 bathroom, a large balcony and a laundry area. Includes beds, furniture, a television, PVC cabinets, a stove, a refrigerator, a microwave, a sofa, a dining set with 4 chairs and patio furniture. Ample parking. Includes water and electricity..

Two-story multi-family unit. Upstairs 3 bedrooms and 1 bathroom 933 square feet / Downstairs has 3 bedrooms and 2 bathrooms 1,025 square feet..

House with 3 bedrooms and 1 bathroom. Large patio and balcony. Located in a central location near shopping centers, schools, beaches, rivers and recreational areas. All offers must be submitted by Buyer's agent through Resnet.com. If your offer is accepted, you agree to be responsible for a $150.00 offer submission technology fee. The fee will be collected and disbursed by the settlement agent and disbursed u...

Land located in the Hato Tejas neighborhood, Zaya Verde Sector (Orquidea Ave) in front of the Central University of Bayamón. Lot of land that borders Golden Hour. Lot has 1.1861 strings..

"Apartment in San Sebastian street 1st floor. 3 bathrooms. Airbnb allowed. Repairs are required. 3 bedrooms converted into 2. On one of the most prestigious streets in Old San Juan. Cash only sale. Excellent opportunity to generate income."..

Property with 3 bedrooms, two and a half bathrooms. Property on the 2nd floor. Large balcony. Terrace or garage at the bottom. Corner house..

Apartment with 2 bedrooms and two bathrooms, kitchen, family room and dining room. In front of the beach. Does not allow airbnb. It has a gym. It has a half basketball court. It has a swimming pool for adults and children. 1 parking. Beach access. HOA $206 or monthly maintenance. Security guard. Close to Joyuda restaurant and close to Mayaguez..

Apartment with 3 bedrooms and 2 full bathrooms. Partly furnished. 1st floor with balcony. Direct access to the beach. Complex has 3 swimming pools, basketball court, tennies court, beach volleyball court, gym, 3 gazebos, BBQ area. 24 hour security guard. 2 side by side parking spaces. Children's play area, parking for visitors. They do not allow "short term rebtals". Beautiful beach with large sitting areas o...

Excellent commercial opportunity minutes from the Plaza de Recreo in Caguas. Corner property with 2 floors on Ave Gautier Benitez..

property with 3 bedrooms and 2 bathrooms, dining room, family and kitchen. Patio kitchen, 3 ceiling fans, 1 inverter air conditioner, 1 10 BTU window air conditioner, water softener installed throughout the house. Garage with electric motor..

Polaris Condominium, Carolina, Furnished Rental. Beautiful and modern apartment with 3 bedrooms and 2 bathrooms, dining room and kitchen with granite countertops and Stainless Steel appliances. 2 parking spaces. Air consoles, laundry room, balcony with panoramic view, 24/7 security with controlled access, partial electric generator, elevators, swimming pool, gym, gazebo, cistern, playground, 1/2 basketball co...

Comfortable and spacious 2-unit multi-family home. Corner house with 2 independent counters. Upstairs: 2 bedrooms convertible to 3 and 2 bathrooms, living room, dining room, kitchen and super cool balcony, laundry located on the back terrace. Downstairs: 3 bedrooms, 2 bathrooms, living room, dining room, kitchen, large and cool balcony. Spacious and comfortable family room downstairs. Take advantage of the op...

Spectacular house! 4 bedrooms, 2 bathrooms and 1 bathroom fully equipped / remodeled for access with wheelchairs. After hurricane Maria the roof was sealed with Danosa (guarantee of 10 years) and painted, property with pool and terrace, garage for 2 cars. Room (convertible in fourth), dining room, large kitchen, master bedroom has terrace and private bathroom, second room also has terrace and third room has b...

Excellent corner apartment on the 8th floor with 3 bedrooms with air conditioners and 2 bathrooms, new appliances such as stove, refrigerator, washer/dryer combo, 1 parking space (#68), access control, power plant and cistern for common areas. Minutes from San Patricio Plaza, easy access to the Martínez Nadal expressway, expressway and highway #2. Minimum contract 1 year. Rental insurance required..

Steps from the road # 2. Located in the Caimital Alto de Aguadilla neighborhood 2,650 ropes equivalent to 10,415 square meters. The house has 3 rooms and 1 bathroom..

Excellent property next to the Yunque of approximately 2,601p2 and 2,206.31m2 of land with living room, dining room, kitchen, family room, 4 rooms, 3 bathrooms, double carport and a lot of patio..

Tremendous price, large apartment, line heater, 4 ceiling fans, 1 parking lot near the entrance of the property, 3 elevators, controlled access, 24/7 security, basketball court, swings, recreation area, power plant, cistern, Activity room, opposite the Bayamón Regional hospital..

Building in cement. Excellent location! It has 3 rooms / offices, 2 bathrooms, a large waiting room area and reception area. Ideal for doctors office, cafeteria, beauty salon, laboratory, "School Supply", Boutique or "Spa" between. It has parking lots. Close to restaurants, district hospital and other businesses..
Over 20 years on the banking Industry
A Proven overall executive level accomplishment within the Operational Area and
after an outperformed experience on the Electronic, Pharmaceutical and Banking
Industries. Implemented projects across all the areas; a professional
migration has set the professional path through a multitasking environment on
the different Industry. Successfully has managed a portfolio of over $900
million and overseen all the operational areas becoming an outstanding
executive on the industry.
CAPABILITIES
• Proven all personnel management
• Showed ability to oversee multiple simultaneous projects and to identify and
understand complex problems and develop solutions.
• Worked effectively within time constraints in a team environment.
• Ability to work under minimum supervision and under pressure
• Ability to work on technical areas as well as in functional business areas
• Capacity analysis.
• Managed all related operational issues such as cost analysis: labor,
materials, and overhead.
EXPERIENCE
June 2011 to July 2014 Default Manager BANCO POPULAR Servicing Division
In charge
of the following department:
• Foreclosure-Collection Letters, property inspection, referrals to
foreclosure, monitoring attorneys and book valuations
• Bankruptcy
• Claims
• OREO Administrate, maintain, sell foreclosed and book value valuations
• Reporting- Comply with External Regulators and TDR Classification
September 2009 to May 2011 Professional Services
Scotiabank
Reliable BBVA Menthor Technical Group
Excellere Consulting Associate
IBS Information Technology Developers Group
• Planned, coordinated, and organized all phases of multiple projects;
requirements definition, systems analysis, design, testing, training,
installation, and implementation.
• Identified customer’s requirements, study available process or technologies,
compare costs and benefits, and recommend solutions.
• Assisted in prioritization process and allocation of resources appropriately.
• Cost effective and feasible recommendations accompanied by corrective action
plans.
• Managed internal resources and vendors to support project implementation and
customer services
• Trainings’
November 2004 to September 2009 Vice President and Operation
Manager ORIENTAL MORTGAGE
• In charge of the following department:
• Underwriting Department-up to 2008 Manage all aspects of Operational Risk
Management Program for the business including: policy and process review and
documentation, partner with the leadership team to control and mitigate risk
through identification and assessment, hold regular meetings with management to
provide guidance and training on risk control and mitigation, analyze data, monitor
information, and create regular and ad-hoc reporting to support overall program
and to ensure compliance with local regulatory requirements.
• Post Closing Department
• Secondary Market Department-up to 2008
• Quality-up to 2009
• REO and delinquency-up to 2008 Strategic management and accountability for
the risk identification and remediation activities of assigned operational
units.
Liaison with Risk Department on -collections management, adjustments, credit
policies, banking, delinquent loan analysis, loss mitigation, transaction
processing, credit risks oversee loss mitigation, control functions &
management reporting
- achieve annual credit loss and/or workout savings
- reduce controllable losses, timely administer cash funding and security settlements
- provide subject matter expertise on service collection efforts
• Closing Agents- up to 2008
• Lawyer’s, Investor’s and Servicing loan Liaison
• Third Party Origination
• Managed mortgage loan portfolio of $900 million.
• Cost management initiatives
• Managed prioritization process and allocation of resources appropriately.
• Member of the Bank Compliance Committee. Responsible for ensuring that
delinquent mortgage loans are serviced according to Loan Servicing policies and
procedures, including investor and governmental procedures and guidelines
• Member of the Risk Management and Nonperforming/Earning Committee
-implementing solutions to increase Loss Mitigation Department production.
• Managed the Developing of new applications to ensure the product design meets
and customer need.
• Organizational Strategic Planning for businesses
• Manages Operational Risk Program (includes identifying, assessing,
monitoring, controlling and mitigating risk) across the business in conjunction
with the overall Operational Risk Program.
• Lead and develop an effective team through communication, performance
management, development plans and reward /recognition practices.
• Liaison with others department as compliance, accounting, technology etc.
o Implemented process reengineering. Responsible for developing
and delivering all of the support documentation to the business area for new
initiatives and refinements to current work processes. This could include Guide
updates, changes to existing policies and procedures, as well as training
literature. This will provide the business area a turn-key solution to new
products, as well as changes and modifications to existing ones such as Imaging
and document reduction
o Process Automatization
o Collateral process reengineering
o Underwriting cycle reduction and standardization
o FHLB collateral
o Vault reengineering
o Federal Home Loan Bank
o Products implementation as Fannie Mae, Freddie Mac, Federal Home Loan Bank,
PR products (new products)
o Change of servicing company among others
o Ascertained full compliance with all governmental regulations and directives
to minimize risk. Review Audit reports for follow-up of operational risk matter
and mitigation. Review loss incidents with Finance ensuring reconciliations to
loss reporting.
Coordinate with Compliance and Fiduciary Risk Management to ensure that Program
requirements align with directives from these disciplines. Implement Group
policy locally: maintain internal control standards, including the timely
implementation of internal and external audit points together with any issues
raised by external regulators; ensure employees apply compliance, operational
risk controls in accordance with the bank or regulatory standards and policies;
and optimize relations with regulators by addressing any issues. Complete other
responsibilities, including completing presentations and participating in
special projects, as assigned.
Sox- Coordinate with Finance SOX team and applicable businesses to ensure the
SOX controls and related risks.
Risk assessment
• Managed internal resources and vendors to support project implementation and
customer services.
April 2003 to Oct2004 Project Management
ORIENTAL BANK , Cupey, PR
• Planned, coordinated, and organized all phases of multiple projects;
requirements definition, systems analysis, design, testing, training,
installation, and implementation.
• Identified customer’s requirements, study available process or technologies,
compare costs and benefits, and recommend solutions.
• Served as a liaison between multiple cross-functional areas.
• Assisted in prioritization process and allocation of resources appropriately.
• Consulted with line managers to arrive at cost effective and feasible
recommendations accompanied by corrective action plans.
• Participated in teams developing new applications to ensure the product
design meets and customer need.
• Monitored project budget and staffing
• Implemented Organizational Strategic Planning for businesses
• Managed internal resources and vendors to support project implementation and
customer services.
September 1997 to 2003 Project Management CITIBANK, Cupey, PR
• Managed projects in the Product Development division in the Cash Management
Department.
• Developed business plans, coordinating among different areas within the bank,
roll out the project to the operational and product management areas, and
maintaining relationships with client.
• Coordinated migration of corporate clients to new Internet banking platform,
a check reconcilement application, and alliances with third party vendors,
among others.
• Innovations Chairperson – responsible for managing the innovations team,
gathering new ideas, and monitoring innovation projects and revenues within the
corporate bank.
• Implement Lockbox and check reconcilement process
• Track projects progress, identify risks and solve issues with the purpose to
anticipate any inconvenient that could delay the completion of projects
tasks. Develop and maintain projects documentation under the CitiGroup
Standards and policies.
June 1997 to September Industrial Engineer
ORTHO-MCNEIL PHARMACEUTICAL, Manati, P.R.
• Perform standard of operational controls.
• Conducting time studies to make change and improvement to achieve company
goals.
• Responsible of the publication and analysis of the operational measurement
results.
• Perform capacity and cost analysis.
• Perform time studies, work sampling and line balancing.
EDUCATION Master Degree on Global Management December 2002
B. S. of Industrial Engineering: May 1997.
SEMINARS * GMP * ICQ * SMT
* Ergonomics and Human Factors * Vendor Certification * Project
Management
* Nuevos Retos para la Banca Hipotecaria ante los cambios en el Análisis
de Riesgo
* Bank Secrecy Act & Anti-Money Laundering Compliance Conference
* Mortgage Fraud
* Independent Consulting
* RESPA & FHA Conference
* Investor Reporting
ASSOCIATION • 2006 – Distinguished Woman in Mortgage
Banking Real Estate and Home Improvement
• 2002 – Sub -Secretary of the Board of Directors of the Association for
Financial Professionals, PR Chapter
• 2001 – Member of the Activities Committee – Association for Financial
Professionals, PR Chapter
1990-Institute of Industrial Engineers (IIE).1990 -National Society of
Professional Engineers (NSPE).